Guide to California Insurance
Bad Faith Lawsuits

If an insurance company has denied, delayed, or underpaid your policy benefits, you may have the right to file a claim for financial compensation.

Insurance companies have the right to deny claims when they fall outside of your agreement. But some insurers choose to put profits over policyholders’ interests, avoiding payment for perfectly valid claims, misrepresenting policy restrictions, requesting mountains of unnecessary paperwork, conducting shoddy investigations, and refusing to defend policyholders in lawsuits. Sometimes they deny a claim because the claims handler feels an obligation to save the insurer’s money more than the obligation to take care of its client – you.

Because of the severe effects of insurer misconduct, California law holds insurance companies to stringent standards and gives wronged policyholders have the right to sue insurers who act in bad faith – not only for the claim amount but also for mental suffering and emotional distress damages, legal fees, even punitive damages to punish the misconduct. When a policyholder can prove an insurer acted in bad faith, the court may grant financial compensation totaling far above the policy limit or denied claim amount.

Guide to California Insurance Bad Faith Lawsuits
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What's in the eBook?

  • Legal Rights of CA
    Insurance Policy Holders
  • Top 10 Signs of CA
    Insurance Bad Faith
  • 5 Common Defenses
    to Bad Faith Claims
  • Bad Faith Insurance
    Lawsuits Recovery Amounts
  • Evidence to Collect
    for Bad Faith Claims
  • Bad Faith
    Claims FAQs
  • 3 Common

An insurer’s failure to fulfill its contractual duties is more than just a business deal ghone wrong.
It leaves the policyholder in dire straits with little means to recover. Not only do wronged policyholders suffer financial turmoil, but overwhelming feelings of helplessness and anxiety can debilitate a family.

You Quick and Easy
Reference Guide to:

  • 1 Federal and
    Insurance Laws
  • 2 Signs of Insurance
    Company Breach of
    Contract / Bad Faith
  • 3 Insurance Bad
    Faith Litigation
  • 4 Maximizing
    Your Financial
David Kani & Steve Hochfelsen are represented by Elite Lawyer Management, managing agents for America's best attorneys.